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Employing close family – tax efficient or tax trap?

30th April 2019
Putting spouses and children on the payroll of your business can be tax efficient as long as HMRC are willing to accept the validity of doing so, but where do you stand if they decide to challenge your claim for a tax deduction? Tax expert Brona MacDougall provides you with some very good advice. In...

STEP – Advising families across generations

18th September 2018
As a global association for practitioners who specialise in family inheritance and succession planning, JRW Tax Manager Brona MacDougall is now a Trust and Estate Practitioner or ‘TEP’ in the Borders, the designation given to full members of STEP. STEP members help families plan for their futures and as specialists in inheritance and succession planning,...

VINTAGE, CLASSIC AND QUIRKY!

3rd May 2017
We are absolutely delighted to be Principal Sponsor of this year’s Scottish Borders Historic Motoring Extravaganza. JRW Partner and keen rally enthusiast Kevin Ferguson brings you up to speed with what’s happening at this year’s event. More than 1000 vintage and classic vehicles and their proud owners will be making their way to the annual...

THE HELP TO BUY ISA

8th December 2015
The keenly anticipated Help to Buy ISA finally arrived on the 1st December 2015. But who can open one and what does the account offer that other ISA’s don’t? The Help to Buy ISA (HBISA) differs from others in that it was created with just one group of investors in mind: first time home buyers....

THEY GROW UP FAST

8th September 2015
By Joanne Gibson BA CA, Associate, JRW Chartered Accountants Putting savings away for your children’s future definitely won’t impress a young child much now – especially when they realise they can’t access that pot of money till they are 18. But as the old saying goes ‘they grow up fast’ and they most certainly do,...

MICROSOFT UPGRADES AND SAGE

24th August 2015
With the release of Windows 10 in July we have found that some of our clients have chosen to upgrade to the new version in order to take advantage of their upgrade offer. As with all major operating system upgrades there can be some knock-on implications for software running on these upgraded machines, particularly if...

8 GOOD READS THIS SUMMER

3rd July 2015
As we approach the traditional summer holidays period the JRW team have been talking about books that those of us who are lucky enough to go on holiday might take with them.  And even if you are not going on holiday there is nothing better than sitting in the sun enjoying a good book.  So...

A GUIDE TO PAPERLESS DRIVING LICENCES

29th June 2015
On the 8th June 2015 the paper driving licence disappeared as part of the UK government’s policy to streamline services and save money.  In fact the DVLA are advising that paper copies should now be destroyed unless your licence dates back to pre 1998 when the photo cards were introduced and even if you do...

10 COMMON RIDING FACTS

26th May 2015
In the Scottish Borders May to August is Common Riding Season with each town choosing its principal in May and then Common Riding season starting in earnest with the Hawick Common Riding.  Ride-outs involve hundreds of horses to mark the boundaries of the town and celebrate the town’s and regions rich history. If you have...

ELECTRIC MOTORING

12th March 2015
As motorists, our growing demand for reduced costs and greater efficiency coupled with increased choice and performance, has resulted in a quadrupling of plug in car sales. By Robert J Johnstone, Associate, JRW Chartered Accountants There has been a huge surge in demand for ultra-low emission vehicles in the UK, with sales of electric and...