Straight from the horse’s mouth

MICROSOFT UPGRADES AND SAGE

24th August 2015
With the release of Windows 10 in July we have found that some of our clients have chosen to upgrade to the new version in order to take advantage of their upgrade offer. As with all major operating system upgrades there can be some knock-on implications for software running on these upgraded machines, particularly if...

TO BE OR NOT TO BE?

28th July 2015
We deal with all types and sizes of business and a question we are asked on a daily basis is ‘What type of business structure should I trade under?’ Of course this is always a vital consideration for new business start ups but because your business format is not set in stone forever, established businesses...

BUDGET IMPLICATIONS

15th July 2015
by Kevin D. Ferguson BA CA, Partner , JRW Chartered Accountants   In this month’s article we provide a summary of the key tax points from the Summer Budget. We have mainly concentrated on the tax measures that will directly affect individuals, employers and small businesses in 2016 and 2017. Tax rates and the personal...

8 GOOD READS THIS SUMMER

3rd July 2015
As we approach the traditional summer holidays period the JRW team have been talking about books that those of us who are lucky enough to go on holiday might take with them.  And even if you are not going on holiday there is nothing better than sitting in the sun enjoying a good book.  So...

A GUIDE TO PAPERLESS DRIVING LICENCES

29th June 2015
On the 8th June 2015 the paper driving licence disappeared as part of the UK government’s policy to streamline services and save money.  In fact the DVLA are advising that paper copies should now be destroyed unless your licence dates back to pre 1998 when the photo cards were introduced and even if you do...

10 COMMON RIDING FACTS

26th May 2015
In the Scottish Borders May to August is Common Riding Season with each town choosing its principal in May and then Common Riding season starting in earnest with the Hawick Common Riding.  Ride-outs involve hundreds of horses to mark the boundaries of the town and celebrate the town’s and regions rich history. If you have...

THE NEW MARRIAGE ALLOWANCE

21st April 2015
On 6 April 2015 a new Marriage Allowance came into effect, offering tax benefits for eligible couples.  The allowance applies to married couples and civil partnerships where one of you doesn’t pay tax and the other doesn’t pay more than the basic rate of income tax (20%).  It allows the non-tax payer to transfer up...

HAVE YOU DONE YOUR HOMEWORK?

18th March 2015
Are you one of an increasing number of people who work from home? The number of people working from home has risen to its highest level since records began -according to the Office for National Statistics. There were 4.2 million home workers in the UK in the first three months of 2014 amounting to 13.9%...

ELECTRIC MOTORING

12th March 2015
As motorists, our growing demand for reduced costs and greater efficiency coupled with increased choice and performance, has resulted in a quadrupling of plug in car sales. By Robert J Johnstone, Associate, JRW Chartered Accountants There has been a huge surge in demand for ultra-low emission vehicles in the UK, with sales of electric and...

ARE YOU READY TO CATCH THE TRAIN?

19th February 2015
You certainly don’t need us to tell you that the new Borders Railway is making excellent progress and is right on track for its official September launch date.   As the longest new domestic railway to be constructed in Britain for over 100 years, this is undoubtedly one of the most exciting developments to have...